75JL Privacy Policy

This Privacy Policy ("Policy") describes how 75JL ("we", "us", "our") collects, processes, stores, and protects the personal data of individuals ("you", "your") who access or use the 75JL online gaming platform available at 75jl.club and any associated mobile applications (collectively, the "Platform").

75JL takes the privacy of its players seriously. We are committed to complying with applicable data protection laws, including the Republic Act No. 10173, also known as the Data Privacy Act of 2012 of the Philippines, and its implementing rules and regulations as administered by the National Privacy Commission (NPC).

By registering an account, accessing the Platform, or otherwise providing us with your personal information, you acknowledge that you have read and understood this Policy and consent to the collection and processing of your personal data as described herein.

If you have any questions about this Policy or how 75JL handles your data, please refer to Section 13 for our contact details.

75JL collects personal data that is necessary for the operation of the Platform, compliance with legal obligations, and the delivery of a safe and enjoyable gaming experience. The categories of personal data we collect include:

2.1 Identity and Contact Data

• Full legal name
• Date of birth
• Residential address (including city, province, and postal code)
• Email address
• Mobile phone number
• Government-issued identification number (e.g., PhilSys ID, passport, driver's license)

2.2 Financial Data

• GCash or PayMaya account details (account name and number)
• Bank account details (BPI, BDO, Metrobank, or other linked banks)
• Transaction history, including deposits, withdrawals, and wager records
• Source of funds documentation (where required for KYC/AML compliance)

2.3 Technical and Usage Data

• IP address and approximate geolocation
• Device type, operating system, and browser information
• Session duration, login timestamps, and activity logs
• Game history, betting patterns, and platform interaction data
• Cookie identifiers and similar tracking technologies

2.4 Communications Data

• Records of communications with our customer support team
• Feedback, complaints, and dispute records
• Marketing preferences and communication opt-in/opt-out records

75JL collects personal data through the following means:

3.1 Direct Collection

We collect data directly from you when you register an account on the Platform, complete identity verification (KYC), make a deposit or withdrawal, contact our customer support team, respond to surveys or promotions, or update your account profile.

3.2 Automated Collection

When you access and use the Platform, we automatically collect certain technical and usage data through cookies, web beacons, log files, and similar tracking technologies. This data is collected to ensure the security and performance of the Platform, to detect fraud, and to improve the user experience.

3.3 Third-Party Sources

We may receive personal data about you from third-party sources, including:

• Payment service providers (e.g., GCash, PayMaya, BPI, BDO, Metrobank) for transaction verification purposes.
• Identity verification and KYC service providers used to confirm your identity and age.
• Fraud prevention and anti-money laundering screening services.
• Publicly available sources, such as government databases, where permitted by applicable law.

75JL uses your personal data for the following purposes:

Under the Philippine Data Privacy Act of 2012, 75JL processes your personal data on the following legal bases:

• Contractual Necessity: Processing is necessary to perform our contract with you — specifically, to operate your player account, process transactions, and deliver the gaming services you have requested.
• Legal Obligation: Processing is required to comply with applicable Philippine laws and regulations, including AML obligations, KYC requirements, tax reporting, and PAGCOR regulatory compliance.
• Legitimate Interests: Processing is necessary for the legitimate interests of 75JL, including fraud prevention, platform security, responsible gaming monitoring, and business analytics, provided these interests are not overridden by your rights and freedoms.
• Consent: Where we rely on your consent — for example, for direct marketing communications — you have the right to withdraw that consent at any time without affecting the lawfulness of processing carried out prior to withdrawal.

75JL may share your personal data with the following categories of third parties, strictly on a need-to-know basis and subject to appropriate data protection safeguards:

6.1 Service Providers

We engage trusted third-party service providers to assist in operating the Platform. These include payment processors (GCash, PayMaya, BPI, BDO, Metrobank), KYC and identity verification providers, fraud detection and AML screening services, cloud hosting and IT infrastructure providers, and customer support platform providers. All service providers are contractually bound to process your data only on our instructions and in accordance with applicable data protection law.

6.2 Regulatory and Law Enforcement Authorities

We may disclose your personal data to PAGCOR, the Anti-Money Laundering Council (AMLC), the National Privacy Commission (NPC), or other competent Philippine government authorities where required by law, court order, or regulatory directive. We may also disclose data to law enforcement agencies where necessary to prevent, detect, or prosecute criminal activity.

6.3 Business Transfers

In the event of a merger, acquisition, restructuring, or sale of all or part of the 75JL business, your personal data may be transferred to the acquiring entity as part of that transaction. We will notify you of any such transfer and the applicable privacy terms before your data is transferred and becomes subject to a different privacy policy.

6.4 With Your Consent

We may share your data with other third parties where you have given your explicit consent to such sharing. You may withdraw this consent at any time by contacting our support team.

75JL uses cookies and similar tracking technologies to operate and improve the Platform. A cookie is a small text file placed on your device when you visit a website. We use the following types of cookies:

You can manage your cookie preferences through your browser settings. Please note that disabling essential cookies may affect the functionality of the Platform. For more information on managing cookies, refer to your browser's help documentation.

75JL retains your personal data only for as long as is necessary to fulfil the purposes for which it was collected, or as required by applicable law. Our general retention periods are as follows:

• Account and Identity Data: Retained for the duration of your account and for a minimum of five (5) years following account closure, in accordance with Philippine AML and gaming regulatory requirements.
• Transaction and Financial Data: Retained for a minimum of five (5) years from the date of each transaction, as required by the Anti-Money Laundering Act and related regulations.
• Customer Support Records: Retained for three (3) years from the date of the last interaction, or longer if the matter is subject to ongoing dispute or legal proceedings.
• Marketing Preferences: Retained until you withdraw your consent or request deletion, subject to any overriding legal retention obligations.
• Technical and Usage Logs: Retained for up to twelve (12) months for performance and security purposes, after which they are anonymised or deleted.

When personal data is no longer required, 75JL will securely delete or anonymise it in accordance with our internal data disposal procedures.

75JL implements appropriate technical and organisational security measures to protect your personal data against unauthorised access, accidental loss, destruction, alteration, or disclosure. Our security measures include:

• Encryption: All data transmitted between your device and the 75JL Platform is encrypted using industry-standard TLS (Transport Layer Security) protocols. Sensitive data at rest is encrypted using AES-256 encryption.
• Access Controls: Access to personal data is restricted to authorised personnel on a strict need-to-know basis. All staff with access to personal data are subject to confidentiality obligations.
• Two-Factor Authentication: We offer two-factor authentication (2FA) for player accounts to provide an additional layer of security against unauthorised access.
• Regular Security Audits: Our systems and infrastructure are subject to regular security assessments, penetration testing, and vulnerability scanning by qualified security professionals.
• Incident Response: We maintain a data breach response plan. In the event of a personal data breach that poses a risk to your rights and freedoms, we will notify the National Privacy Commission (NPC) and affected individuals in accordance with the requirements of the Data Privacy Act of 2012.

Under the Philippine Data Privacy Act of 2012, you have the following rights with respect to your personal data held by 75JL:

• Right to Be Informed: You have the right to be informed about how your personal data is collected, used, and processed. This Privacy Policy fulfils that obligation.
• Right of Access: You have the right to request a copy of the personal data we hold about you, along with information about how it is being processed.
• Right to Rectification: You have the right to request correction of any inaccurate or incomplete personal data we hold about you. You can update most account information directly through your account settings.
• Right to Erasure: You have the right to request deletion of your personal data where it is no longer necessary for the purposes for which it was collected, subject to any overriding legal retention obligations.
• Right to Data Portability: You have the right to receive a copy of your personal data in a structured, commonly used, and machine-readable format, and to request that it be transmitted to another data controller where technically feasible.
• Right to Object: You have the right to object to the processing of your personal data for direct marketing purposes at any time. You may also object to processing based on legitimate interests, subject to our demonstrating compelling legitimate grounds.
• Right to Lodge a Complaint: If you believe that 75JL has violated your data privacy rights, you have the right to lodge a complaint with the National Privacy Commission (NPC) of the Philippines.

To exercise any of the above rights, please contact our Data Protection Officer using the details provided in Section 13. We will respond to all verified requests within thirty (30) days of receipt, in accordance with the requirements of the Data Privacy Act of 2012.

The 75JL Platform is strictly intended for adults aged 21 years and above. We do not knowingly collect, process, or store personal data from individuals under the age of 21.

If we become aware that personal data has been collected from a person under the age of 21, we will take immediate steps to delete that data and close the associated account. Any funds deposited by an underage user will be returned to the payment source used.

If you are a parent or guardian and believe that your child has registered on the 75JL Platform or provided us with their personal data, please contact us immediately using the details in Section 13 so that we can take appropriate action.

75JL reserves the right to update or amend this Privacy Policy at any time to reflect changes in our data processing practices, applicable law, or regulatory requirements. When material changes are made, we will notify registered users via email or through a prominent notice on the Platform prior to the changes taking effect.

The date of the most recent revision is displayed at the top of this page. We encourage you to review this Policy periodically to stay informed about how we are protecting your personal data.

Your continued use of the 75JL Platform following the effective date of any revised Policy constitutes your acceptance of the updated terms. If you do not agree with the revised Policy, you must stop using the Platform and may close your account in accordance with our Terms and Conditions.

If you have any questions, concerns, or requests regarding this Privacy Policy or the way 75JL handles your personal data, please contact our Data Protection Officer. We are committed to addressing all privacy-related enquiries promptly and transparently.

You also have the right to lodge a complaint directly with the National Privacy Commission (NPC) of the Philippines if you believe your data privacy rights have been violated. The NPC can be reached through their official government channels.